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If you've been considering buying a new 5 year term life insurance policy, it appears that you would be wise to move quickly. Changing consumer behavior and market conditions have affected the rates you might be paying. Insurance companies' traditional profits have taken a hit during the recent financial crisis, and these losses are being passed on to policy holders in the form of increased premiums. Life insurance costs are getting higher, and some term policies are becoming harder to find in the current marketplace. Term life insurance has been around since 1759, and still works according...
When comparing 30 yr term life insurance rates, there are a number of variables that insurance companies use to assess your risk, and therefore determine the cost of the policy. Many of those factors, like family medical history, aren't under your direct control. But there are some simple things you can do to lower the cost of your life insurance policy, even after you've signed the contract. Following these tips can significantly reduce your life insurance rates, and many of them are just common sense. Purchase insurance early in life, because age is a significant cost-driving factor for i...View All Articles
Insurers promoting employer-based retirement planning are reminding employees to get started if they haven’t already done so...
Supplemental critical illness plans can be an inexpensive opportunity to fill coverage gaps...
Bulletin 2014-08; Policy Term Disclosure Requirements for Insurance Policy Premium Quotes Issued on or After March 15, 2015; Issued 10/20/14
Bulletin 2014-07; Participation Rate Calculation Used in Assessing Guarantee Issue and Renewal for Small Employers under Massachusetts General Laws Chapter 176J; Issued 10/7/14
October Hearings Schedule
Bulletin 2014-06; New Continuing Education Requirements for Insurance Producers; Issued September 23, 2014
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